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credit officer

Posted by finquest financial

Mumbai
2.5 LPA - 3.5 LPA
About Company
Job Description

Evaluate loan applications and assess credit risk, including reviewing financial statements, credit reports, and other relevant information.

 Analyse loan portfolios and monitor performance, including identifying and mitigating risks.

 Ensure compliance with lending policies and regulations, including underwriting guidelines, anti-money laundering regulations, and fair lending practices.

 Manage loan disbursements and collections, monitor repayment schedules, and follow up on delinquent accounts.

 Communicate effectively with loan applicants, borrowers, and other stakeholders, including providing feedback and guidance throughout the loan application process.

 Conduct in-depth analysis of Balance Sheet and P&L movements for legal entities, providing insightful commentary on key drivers.

  Preparation Credit Assessment Memo (CAM) for loan portfolios.

 Assist with other lending and credit functions as needed.

 Duly filing of monthly Credit Information Companies (CIC) Returns.

 Preparation and present quarterly and annual business presentations showcasing vital team metrics for senior management review.

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Job Information

How much is the Offered Salary for this role?

finquest financial will offer salary in the range 2.5 LPA - 3.5 LPA. The exact salary will be decided based on your skills, experience and interview performance.

Role requires experience in

Domestic - India

Number of positions / openings

1

What is the Min. Experience required for this job?

finquest financial expects the desired candidate to have minimum experience of 0 years

What is the Max. Experience required for this job?

finquest financial expects the desired candidate to have maximum experience of Less than 1 Year

Industry

financial services

What is the Qualification required for this job?

finquest financial expects the desired candidate to be a Graduate

Degree

Any

Work Shift

Day shift

Are there any unique Key Skills required for this job?

finquest financial expects the desired candidate to have the following skills: B2B - Small & Medium Enterprise Sales

Work Location Type

Office

Location

Mumbai

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